Pricing
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Free gives you a snapshot. Paid gives you a plan and help getting it done. No pressure. Most people know which they need after seeing their snapshot.
- Net worth, cash flow, debt & investment overview
- Financial Health Score out of 100
- Your 3 biggest financial risks identified
- Your 3 biggest financial opportunities identified
- Retirement outlook: Yes / Almost there / Not yet
- Your #1 highest-impact move, in full
- A plain-language summary of your whole snapshot. No jargon.
No credit card. No time limit. Genuinely free.
- Everything in Free
- Personalized step-by-step action plan, prioritized by impact
- Regular progress tracking and goal check-ins
- Tax optimization and account structuring (Canada-specific)
- Debt prioritization and investment allocation guidance
- Always-on guide that remembers your context and explains trade-offs
- Document upload and auto-parsing (NOAs, investment statements, insurance)
- A full living plan that stays current as your life changes
Full refund if you cancel within 14 days. Cancel anytime.
Refer friends and bring this to $0 ↓Paid Plan · Founding Member Pricing
The earlier you join, the less you pay.
The first 100 Founding Pioneers get their first year completely free, then lock in Early Member pricing ($99/yr). Your rate stays the same as long as you remain an active member.
| Membership | Annual price | Monthly option | Rate | |
|---|---|---|---|---|
|
Founding Pioneer Members 1 – 100 |
Free · Year 1 then $99/yr, locked in |
Free yr 1, then $9.99/mo |
Early Member rate, locked | Claim Free Year |
|
Early Members Members 101 – 500 |
$99 / yr 30-day free trial first |
$9.99 / mo | Rate locked in | Opens once Founding fills |
| After 500 members (standard) | $249 / yr 14-day free trial first |
$24.99 / mo | Standard pricing | Opens once Early fills |
All paid tiers include the same full product. Your price reflects when you joined, not what you get. Rate applies for as long as you remain an active member.
Referral Program
Refer friends. Pay less, or nothing at all.
Every friend who joins on an annual plan takes $10 off your renewal, and the credits stack with no cap. The more people you bring, the less you pay.
At $99 a year, about 10 friends covers your plan entirely, and it stays free for as long as you're a member. No ceiling, no expiry on what you can earn.
Credits begin when paid plans start at launch. Available to members who joined within the first 25,000 spots.
Not investment advice. Your Pocket Planner helps you build a plan; we're not a licensed advisor. For complex situations, use it alongside a fee-only CFP.