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Pricing

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Free gives you a snapshot. Paid gives you a plan, and we help you get it done. No pressure. Most people know which they need after seeing their snapshot.

Free · Always
Where You Stand
Know exactly where you stand. For the first time.
$0
no card needed
  • Net worth, cash flow, debt & investment overview
  • Financial Health Score out of 100
  • Your 3 biggest financial risks identified
  • Your 3 biggest financial opportunities identified
  • Basic retirement projection: On track / At risk / Off track
  • Summary of your financial snapshot in plain English
  • Plain-English explanations of your snapshot. No jargon.
No action plan  ·  No scenario modeling  ·  No ongoing support
Get Started Free

No credit card. No time limit. Genuinely free.

Preview: what comes next
Based on your snapshot, your highest-impact next step is 🔒 unlocked with a plan.
Unlock your full action plan to see exactly how to act on it. →
⭐ Founding Pioneer · First 100 Spots
Paid · Founding Member Pricing
Confidence + Control
Your financial snapshot, turned into a plan and the support to execute it.
Free
year 1 · then $99/yr while active
  • Everything in Free
  • Personalized step-by-step action plan, prioritized by dollar impact
  • "What if?" scenario modeling: house, job change, early retirement, and more
  • Monthly progress tracking and goal check-ins
  • Tax optimization and account structuring (Canada-specific)
  • Debt prioritization and investment allocation guidance
  • Always-on guide that remembers your context and explains trade-offs
  • Document upload and auto-parsing (NOAs, investment statements, insurance)
  • Full living financial plan with timeline view
See Founding Member Pricing ↓

Full refund if you cancel within 14 days. Cancel anytime.

☕
A few coffees a month to get your finances in order.
Founding Pioneers get year 1 free, then $10/month, locked while active. Early Members get a free trial first (60 days if you joined via the waitlist, 30 days if you didn't), then $10/month while active. In return, you get a complete picture of your finances, a prioritized action plan, and the support to actually follow through on it.

Paid Plan · Founding Member Pricing

The earlier you join, the less you pay.

The first 100 Founding Pioneers get their first year completely free, then lock in Early Member pricing ($99/yr). Your rate stays the same as long as you remain an active member.

Membership Annual price Monthly option Rate
Founding Pioneer
Members 1 – 100 		Free · Year 1
then $99/yr, locked in 		Free yr 1,
then $10/mo		 Early Member rate, locked Claim Free Year
Early Members
Members 101 – 500 		$99 / yr $10 / mo Rate locked in Lock In $99/yr
After 500 members  (standard) $199 / yr $19.99 / mo Standard pricing Available after founding spots close

All paid tiers include the same full product. Your price reflects when you joined, not what you get. Rate applies for as long as you remain an active member.

Available to the first 25,000 members

Referral Program

Refer someone. Pay less.

Every person you refer who joins as a paid member earns you a discount. It's applied automatically to your next billing cycle, and every one after.

Every annual referral earns you $10 off your plan.
When they join on an annual plan, your credit applies automatically at your next renewal.
They join on any annual plan Credit applied at your next renewal
$10 off your annual
Refer enough people → You don't pay anymore.

Referral credits stack with no cap. If you're an Early Member at $99/yr, 10 referrals cover your plan entirely, and that stays free for as long as you're a member. There's no ceiling and no expiry on what you can earn.

How it works: Referral credits apply automatically to your next billing cycle. Credits stack with no cap. Refer enough people and your membership costs nothing. This program is available to members who joined within the first 25,000 spots.
We don't sell products.
No investment products, no referral fees, no hidden commissions. Your subscription is our only revenue, so there are no conflicts of interest. We just give you pure, unbiased guidance.
Cancel anytime.
Cancel from your account with one click. No calls, no retention loops, no fees. Monthly subscribers keep access until their billing period ends.
Your data is yours.
We don't sell your data, share it with advertisers, or profile you for third parties. Delete your account and all your data at any time.
Not investment advice.
Your Pocket Planner helps you create a plan for your finances. We're not a licensed advisor. For complex situations, use Your Pocket Planner alongside a fee-only CFP.
No credit card to start Full refund if you cancel within 14 days Cancel anytime Founding rate locked

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